I am a creature of habit; I enjoy my 20% twice a week with a small bowl of Blue Bell Homemade Vanilla Ice Cream. Yum!!! I set the tone for my treat with a book (or computer), my p.j.'s and then I snuggle into my comfy bed. It is my little piece of heaven and I love it.
I hope you think through how you are going to enjoy your 20%- Make it count, You've earned it!